Protecting your expensive electronics with the right insurance plan is essential. Accidental damage protection covers drops, spills, and screen cracks that manufacturer warranties do not. Plans start from just Rs.499 per year for smartphones and Rs.999 for laptops.

Compare insurance providers like Bajaj Allianz, HDFC ERGO, and OneAssist for the best coverage. Look for plans that include theft protection, worldwide coverage, and zero depreciation. Some credit cards also offer complimentary gadget insurance for purchases above Rs.10,000.